If the dependent measure is reactive, we dont know. There is tremendous frustration being voiced by baby boomers who thought they should be able to make an easy transition into retirement. I think they call this method “paying yourself first”. A measure is said to have reactivity if awareness of being measured changes the individuals behavior. Buy a cheap copy of The Changing Landscape Of Retirement. I still got a raise and I never missed the other half because it was like I never had it. The Changing Landscape of Retirement - What You Dont Know Could Hurt You : Singer Cfp, Mark: : Books. Two, later in life (after my 40s) every time I got a pay raise, half of it went into my retirement savings. Note, I hadn’t told anyone I was looking elsewhere for a pay raise. In the past, I have started looking around to find a better paying job and suddenly found that I had a huge, and I mean 50% huge, pay raise with some really nice words about how they’d like me to stay. My guidance to friends and family (or basically anyone who will listen): Most people don’t know what they are worth or how valuable they would be to any company. It may not be exactly where you wanted to get to, but you certainly get somewhere.” ~ Mark Singer, The Changing Landscape Of Retirement – What You Don’t Know Could Hurt You They take the same route as Alice in the story from “Alice in Wonderland,” in which the cat tells Alice that surely she will get somewhere as long as she walks long enough. “I believe that the biggest mistake that most people make when it comes to their retirement is they do not plan for it.
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